Terms of Service

The terms that govern your use of this website.

Last updated: 24 April 2026

These Terms of Service ("Terms") govern your access to and use of the website insureflow.biz (the "Website") operated by InsureFlow ("we", "us", or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

These Terms apply to the Website only. Use of the InsureFlow platform itself (once licensed to your brokerage) is governed by a separate commercial agreement between InsureFlow and your organisation.

1. About InsureFlow

InsureFlow is an insurance broker management platform operated from Ahmedabad, Gujarat, India. The Website is a marketing and informational site describing the platform, its capabilities, and how to engage with us for a demo or commercial licensing discussion.

2. Eligibility and Intended Audience

The Website is intended for business users — insurance brokers, broker teams, and their representatives — who are at least 18 years of age and legally capable of entering into binding agreements. By using the Website, you represent that you meet these criteria.

3. Permitted Use

You may use the Website to:

  • View information about InsureFlow and its features
  • Request a product demonstration via our contact form
  • Contact us for commercial enquiries

4. Prohibited Conduct

When using the Website, you agree NOT to:

  • Use automated systems (bots, scrapers, crawlers) to access the Website, other than well-behaved search engine indexers
  • Attempt to reverse engineer, decompile, or access the underlying source code of the Website beyond what is publicly served to your browser
  • Attempt to gain unauthorised access to any part of the Website, our servers, or related systems
  • Submit false, misleading, or fraudulent information through the contact form
  • Use the Website to transmit spam, malware, or harmful code
  • Copy, reproduce, distribute, or republish substantial portions of the Website's content without our prior written permission
  • Use our trademarks, logos, or branding in a manner that could cause confusion or imply an affiliation that does not exist
  • Use the Website for any purpose that is unlawful or prohibited by these Terms

5. Intellectual Property

All content on the Website — including text, graphics, logos, icons, images, design, code, and the "InsureFlow" name and mark — is the property of InsureFlow or its licensors and is protected by Indian and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to view and access the Website for its intended purpose. No other rights are granted, expressly or by implication.

6. Third-Party References

The Website may reference third-party insurers (e.g., ICICI Lombard, HDFC ERGO, and others) with whom we integrate or intend to integrate. All such names and logos are the property of their respective owners. References on the Website do not imply endorsement, partnership, or any formal affiliation unless expressly stated.

The Website may also link to third-party websites. We are not responsible for the content, policies, or practices of external sites.

7. Demo Requests and Commercial Engagement

Submitting a demo request through the Website does not create a contract or commitment to purchase. Any commercial engagement — including pricing, scope, licensing, delivery, and support — will be governed by a separate written agreement signed by both parties.

Information displayed on the Website regarding pricing, features, timelines, or technical specifications is indicative and subject to change. Final terms are confirmed only in the executed commercial agreement.

8. Disclaimer of Warranties

The Website and all content on it are provided "as is" and "as available", without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted availability.

While we make reasonable efforts to ensure the Website's information is accurate and up-to-date, we do not warrant that the content is error-free, complete, or current at all times.

9. Limitation of Liability

To the fullest extent permitted by applicable law, InsureFlow will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of the Website, including but not limited to loss of profits, data, business opportunities, or goodwill — even if we have been advised of the possibility of such damages.

10. Indemnity

You agree to indemnify and hold harmless InsureFlow, its founder, employees, and representatives from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your breach of these Terms or your misuse of the Website.

11. Changes to the Website and Terms

We may modify, suspend, or discontinue any part of the Website at any time, with or without notice. We may also update these Terms from time to time; the "Last updated" date at the top reflects the most recent version. Continued use of the Website after changes constitutes acceptance of the updated Terms.

12. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of India. Any dispute arising from or relating to these Terms or the use of the Website will be subject to the exclusive jurisdiction of the courts in Ahmedabad, Gujarat, India.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect, and the invalid provision will be replaced with a valid one that best reflects the original intent.

14. Contact

For questions about these Terms, please contact us: info@insureflow.biz