One-time customisation. You own the code. No recurring SaaS licence fees. Pay only for AMC if you want support — completely optional after warranty.
No upsells. No surprise add-ons. Every tier includes the fundamentals that make InsureFlow yours, not ours.
SaaS broker software looks cheap month-to-month — until you do the 5-year math. InsureFlow is a one-time customisation. SaaS is a recurring tax on your business.
| Cost Item | Typical SaaS Broker Software | InsureFlow |
|---|---|---|
| Year 1 — Licence + setup | ₹3–6 Lakh/yr | One-time customisation |
| Year 2–5 — Annual licence | ₹3–6 Lakh × 4 = ₹12–24 Lakh | Optional AMC only |
| Per-user fees as you grow | ₹500–₹1,500/user/month adds up | Unlimited users included |
| Customisation requests | Billed extra at vendor rates | You have the source code |
| Data ownership | Vendor's database | Your database |
| Exit cost | Data export fees + migration | You already own the platform |