Corporate health, GPA, GTLI, and employee benefit policies — managed end-to-end. Member master, HR self-service portal, real-time endorsements, claim handling at scale, AI utilisation prediction. Built for brokers serving 10-employee SMEs to 10,000-employee enterprises.
A retail policy is one customer, one transaction, one renewal a year. A group health policy for 500 employees is 500 dependents, monthly endorsements, weekly claims, quarterly utilisation reports, HR queries every other day, and a renewal negotiation that determines whether you keep the account. Most brokers manage this in Excel and lose money on it.
InsureFlow's Group Policy Management module turns group business from an operational drag into a scalable revenue stream. HR teams self-serve. Endorsements process automatically. AI predicts utilisation for sharper renewal negotiations.
Single source of truth for every employee and dependent across every group policy. No more reconciling employee lists between HR's spreadsheet, the insurer's records, and your back-office files.
Every group client gets a branded portal where their HR team manages day-to-day operations independently. Your team handles only the work that genuinely needs human judgement.
No more batch processing endorsements at month-end. Every addition, deletion, and modification flows through automatically — to your records, to the insurer, and to the employee.
Group health renewal negotiations are won and lost on data. The broker who walks into the meeting with a credible utilisation forecast wins the account. The AI builds this forecast for you, automatically.